How Fraudsters Will Target Customers This Holiday Season & How to Stay Safe

The holiday season’s rush and excitement create just the right amount of confusion fraudsters need to have their way with innocent customers and retailers.

For shoppers and online users, scam ranges from staff like discounted deals, flashy gifts, phony emails, and so on. You must be cautious because fraud keeps changing by the day. Give a second thought (and a third if necessary) to offers that do not add up logically.

Just trust your gut! Who knows? You may escape being the victim for a new cybercrime experiment just because of being extra cautious.

But generally, here are some ways scammers will try to take advantage of you this festive season.

Porch Pirates and Phony Delivery Emails

Delivery fraud and package mugging can occur in many ways. Porch pirates actually steal packages left lying carelessly on your porch or at your door.

Look out for fake emails from data-stealing fraudsters pretending to be courier companies prompting you to give out personal info. Here’s what to do.

  • Prevent package theft. Insure valuable items before shipping, track packages in shipment, direct packages to office addresses, insist on a signature upon delivery.
  • Phony Emails. Watch out for fake delivery emails. Always confirm the status of your shipment before responding with your personal info.

Fake Holiday Jobs 

Fraudsters know business owners need an extra hand to take care of the buzz of activities in the festive season.

Watch out for ads promising holiday job opportunities. Here’s how to stay safe.

  • Learn the tricks. Fake job ads generally have the following characteristics: the company requests for payment before a hire, high pay for small pieces of work, hires without interviews, and so on.
  • Start working ONLY after official hiring. An authentic organization won’t ask you to start working on anything before onboarding you. Ensure you sign a formal hiring letter that stipulates the job agreement, work description, terms & conditions, and salary.

 Trending Toy Fraud

The festive season is a time when parents want to gift their sons and daughters. Scammers look for hot-trending toys they know parents will be desperately looking for and list them for sale in fake websites.

  • Look out for extremely low prices. Think twice if the rates they offer are way low compared to the items’ actual prices.
  • Validate the authenticity of a website. Go through reviews about the site, and try to learn what customers say it before you proceed to order. Avoid websites that no one is talking about.

Wrapping Up

Don’t let fraudsters ruin your happy holidays, watch out for anything unusual. Don’t be too quick to believe anything you hear.

Author Bio: Michael Hollis is a Detroit native who now lives in Los Angeles. He is an account executive who has helped hundreds of business owners get a high risk business loan. He’s experimented with various occupations: computer programming, dog-training, scientificating… But his favorite job is the one he’s now doing full time — providing business funding for hard-working business owners across the country.

Not Sure How To Clean Your Carpets? Read This!

Your carpets are probably due for a good cleaning. You should consider hiring a reliable professional if your carpet is too dirty for the cleaning products you have. You should know just how to pick the correct company. The advice contained here can help you do just that.

While you may be able to get a great rate on carpet cleaning from a newer company, it may be a good idea for you to work with those that have experience. You do not want someone to come to your home to fix a problem and they end up making things worse due to a lack of proper knowledge.

Get quotes on having your carpet treatment with a stain repelling solution. The most common product used is referred to as Scotch Guard, but there are others out there that work great as well. This type of product can put a protective layer on your carpet, preventing stains from penetrating as long as you soak it up right away.

Professional carpet cleaning companies have the right accessories for each job. Some carpets are very delicate and need specific equipment to be used in order to clean them right. If you do not use this equipment, you could damage your carpets and cost yourself more money in the long run. Better to hire a professional who can do it right the first time.

Inquire about the services that are going to be included in the cost of the cleaning. Prior to allowing them to start cleaning, make sure you know what they are including in the quote they have given you. You could find additional fees for spot treatment or moving furniture around.

Make sure to ask which services are included right away. Many companies offer you a particular price but tack on charges. Keep your eyes peeled for this sort of behavior. Be sure you know the full terms of the offer up front and avoid unexpected expense.

If you have areas of the carpet that are soiled pretty badly, you may want to ask if you will be charged extra for that. Some companies charge a flat rate per square foot, but others may try to charge you more to get rid of any stains that are heavy.

Word of mouth is one of the best ways that good carpet cleaning companies get the most business. This is why you should ask around to see what company your friends, family and neighbors use for this service. Let them know who referred you in case they offer a bonus.

If you have pets or children, mention that to the cleaning company before you hire them. Certain products are harmful to pets or children, while certain pet odors or stains will need to be treated with special cleaners. If you let them know up front, you won’t end up with any surprises later.

You now hopefully are feeling much more confident about hiring the right company for the job. With the right company and quality service, you are sure to be satisfied with your results. You will have your carpets cleaned properly and professionally by using these tips.…

Simple Advice To Give You Complete Lead Generation Knowledge

Learning all you can about lead generation is what will set you apart from the competition. Knowledge is power, especially when it comes to the field of sales. Are you prepared to become the best of the best? If so, the article below is just waiting for you to read it.

Incorporate social media into your efforts to generate more leads, and you will be more successful. Many people do all of their browsing through social media sites these days, so that’s where your business needs to be. Cover the major platforms with great offers specifically targeted to your potential customers and watch the leads come in!

One thing you must do is to start and grow your “opt in” process for generating leads. You need a marketing newsletter or email marketing or mobile marketing plan for this. You can ask them to opt in on your website, through forums you’ve joined, blogs and in other places.

You don’t just have to buy ad space in local newspapers to get your ads in there. Instead, consider writing an article on a topic related to your business. For example, if you are a landscaper, you can write about how frequently to water your lawn and what the best time of day is.

Find out if any local publications available for free fit within your niche. For example, real estate agents can get into the local “New Homes” guides found in boxes around the city. If you are a dentist, you could get an ad in a free kids’ magazine which details local attractions.

Consider volunteering to help build leads. Choose a group which somehow relates to your niche, such as Cub Scouts if you are a dentist or a French club if you happen to be a tutor. Volunteering shows you have a good soul and can help build a positive reputation.

Create a local reciprocal referral database for yourself and other local businesses. You can set it up on Google Documents and ask people you know to join it. If you know someone who needs dental work you can refer them to a dentist on the list and, if he knows someone who needs you he’ll, do the same.

If you have kids in school, trade referrals with other parents. For example, if your child is in karate classes, talk to the parents there and ask them what they do for a living. If you can trade referrals for each other, you might just start seeing some leads come in.

Stay on top of the lead generation game by producing high quality content for people to interact with. Those new to Internet marketing usually have the most trouble generating leads, but when they learn that content is king, they are making the right step. Producing content that teaches consumers about new things is a good way to generate more leads.

With all of these facts fresh in your mind, the time is now to start planning your new strategy. Get to work today so that you can ensure your success tomorrow. The sooner you get down to business, the faster your goals will be reached and your income will skyrocket.…

Learn The Best Tips For Successful Forex Trading

When people think of the stock market, they usually only think of options. The foreign exchange market also, has a lot of opportunity to make money. This article will give you some tips on how to make money with forex and what steps must be taken to make sure you succeed.

Browse around and find blogs and forums for assistance with your trading. Millions of investors are using forex to make money, so it’s not hard to find regular people like you who have invested in the market and who have learned the market’s ins and outs. Speak to real people about the market for the best information.

Although you may aspire to big riches, you should never use Forex as a last resort. If you have to pawn your jewelry or take out a loan to get into Forex, you are getting in at the wrong time. Inevitably, people who use Forex in an attempt to make big money in a hurry ultimately fail. It takes patience and understanding to correctly use the system.

Trading forex can get complex if you are trying to deal with multiple currencies at once. As you are starting out, it is a good idea to start out by only dealing with one currency pair. This helps you keep track of your investments as you are starting out.

Forex trading should only be attempted by those who can truly afford to experience some degree of financial loss. While trading losses are not a complete inevitability, they are likely to occur at one point or another, and therefore it is important that they come out of savings, not essential funds. By using only surplus money for trading, it is possible to learn a great deal without risking one’s livelihood.

If you’re new at forex, make sure you start with a mini-account and don’t play with too much money. Allow for a learning curve so you can learn the market and minimize your losses when you’re just starting out. It can be tempting to jump in completely, but give yourself time to learn the ropes.

A good thing to know about forex trading is that it is a zero sum game. This simply states that if there are 60% of people investing long term then that means that there are 40% of people that are investing in the short term. People concentrating in short term investments usually have lots of money.

Familiarize yourself with a little bit of European geography “in a financial sense” when trading with forex. One great point to remember is that the Swiss Franc has a very close relationship with the Germans, meaning that it’s tied in closely to the Euro zone. Information like this can help you plot a plan of attack.

The tips that you have read about may seem on the hard side, but it will be worth it. Take the time to really gain a large understanding of the market and make sure you take the time to practice, as much as you possibly can. Gain all the knowledge you need before making any large decisions.…